Terms and Conditions

Website Terms and Conditions

Effective Date: 08/16/2026
Last Updated: 08/16/2026

These Website Terms and Conditions (“Terms”) govern your access to and use of the website operated by Blue Monarch LLC (“Blue Monarch,” “we,” “us,” or “our”).

By accessing or using this website, you agree to these Terms. If you do not agree with these Terms, please do not use the website.

This website is provided for general informational and insurance-related purposes. Information presented on the website is not intended to constitute a binding insurance contract, policy, quote, offer, or guarantee of coverage.

Insurance coverage is governed exclusively by the applicable insurance policy, endorsements, applications, and other documents issued by the authorized insurance carrier.

Any quote, estimate, coverage information, or other information provided through this website is for informational purposes only and may be subject to additional underwriting, verification, eligibility requirements, and carrier approval.

Submitting information through this website does not guarantee that:

• You will qualify for insurance;
• A particular insurance product will be available;
• Coverage will be issued;
• A quoted premium will remain available;
• A carrier will accept an application; or
• Coverage will begin on a particular date.

Coverage is not effective unless and until the applicable insurance carrier has approved the application and coverage has been bound or issued in accordance with the carrier's requirements.

Submitting an online form, requesting a quote, sending an email, or communicating with Blue Monarch LLC through this website does not, by itself, bind coverage or create an insurance contract.

Do not rely solely on a website submission, email, text message, or telephone conversation as confirmation that coverage is active.

If you need confirmation of coverage, please contact Blue Monarch LLC directly and obtain confirmation from an authorized representative.

Blue Monarch LLC makes reasonable efforts to keep website information accurate and current. However, we do not guarantee that all information on the website is complete, accurate, current, or free from errors or omissions.

Insurance products, eligibility requirements, premiums, underwriting guidelines, laws, regulations, and carrier requirements may change without notice.

Blue Monarch LLC may provide links, references, or information concerning third-party insurance carriers and other service providers.

Blue Monarch LLC does not control third-party websites or services and is not responsible for their content, availability, privacy practices, security, or terms and conditions.

Your use of a third-party website is subject to that website's applicable terms and policies.

If you submit information through this website, you agree to provide information that is accurate and complete to the best of your knowledge.

You are responsible for ensuring that information you provide to Blue Monarch LLC is accurate and for promptly notifying us of material changes.

Please do not submit confidential or highly sensitive information through an unsecured website form unless the form specifically requests that information and provides an appropriate secure method for submission.

When you voluntarily provide your email address, telephone number, or other contact information, you authorize Blue Monarch LLC to use that information to communicate with you regarding your inquiry, insurance products, applications, policies, account matters, or other services, subject to applicable law.

Where required, marketing communications will include appropriate consent and opt-out mechanisms.

Message and data rates may apply to text-message communications, and message frequency may vary.

Unless otherwise indicated, the content of this website, including text, graphics, logos, photographs, designs, layouts, and other materials, is owned by or licensed to Blue Monarch LLC and is protected by applicable intellectual property laws.

You may view and print reasonable portions of the website for personal, non-commercial use.

You may not reproduce, modify, distribute, publish, transmit, sell, or commercially exploit website content without prior written permission from Blue Monarch LLC.

You agree not to use this website:

• For any unlawful purpose;
• To submit false, misleading, or fraudulent information;
• To interfere with the website's operation or security;
• To attempt to gain unauthorized access to systems or information;
• To introduce malware, viruses, or other harmful code;
• To scrape or collect website information through automated means without authorization; or
• In any manner that could damage, disable, overburden, or impair the website.

Blue Monarch LLC does not guarantee that the website will always be available, uninterrupted, secure, or error-free.

We may modify, suspend, or discontinue any portion of the website at any time without notice.

To the maximum extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis.

Blue Monarch LLC disclaims warranties, express or implied, concerning the website or its content, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, and non-infringement, except to the extent such disclaimers are prohibited by law.

Nothing in these Terms is intended to exclude or limit rights or protections that cannot legally be excluded or limited.

To the maximum extent permitted by applicable law, Blue Monarch LLC and its owners, employees, agents, representatives, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, this website.

Nothing in these Terms limits liability to the extent such limitation is prohibited by applicable law.

To the extent permitted by applicable law, you agree to indemnify and hold harmless Blue Monarch LLC and its owners, employees, agents, representatives, and service providers from claims, liabilities, damages, losses, and expenses arising from your misuse of the website, violation of these Terms, or violation of the rights of another person.

Your use of this website is also subject to our Privacy Policy and Notice of Information Practices, which explains how Blue Monarch LLC collects, uses, discloses, and protects personal information.

Please review our Privacy Policy before submitting personal information through the website.

Information provided through this website is for general informational purposes and should not be considered legal, tax, financial, or other professional advice.

Insurance decisions should be based on your individual circumstances and the terms of the applicable insurance policy.

Blue Monarch LLC may modify these Terms at any time. Changes become effective when posted on this website unless otherwise stated.

Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles, except to the extent applicable federal law provides otherwise.

Any dispute concerning these Terms or your use of the website will be subject to the applicable jurisdiction and venue permitted by Arizona law.

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect to the extent permitted by law.

These Terms, together with the Blue Monarch LLC Privacy Policy and any other policies or notices expressly incorporated by reference, constitute the agreement governing your use of this website, except where a separate written agreement or applicable insurance policy controls.

Questions regarding these Terms may be directed to:

Blue Monarch LLC
Phone: (480) 696-1879
Email: eneida@bluemonarchfinancialgrp.com
Website: https://bluemonarchfinancialgrp.com

Last Updated: 8/16/2026